Dealing with insurance companies after a car accident can be a frustrating experience to endure. You’ve already been through a lot after getting hurt in a crash, and now the insurance companies are giving you a hard time with your claim.
Unfortunately, insurance companies operate to turn a profit, which means they are often more concerned with their own bottom line than the quality of your life.
In light of this, when you file a claim for damages after a car crash, insurance providers will typically ask you to provide your accident statement over the phone so they can record it.
You don’t have to do this.
In fact, you have the option to provide your statement to the insurance company in writing or your attorney may do it for you.
These are better options than providing your statement over the phone because a recorded statement can impact your claim in at least these two ways:
#1 – YOUR WORDS CAN BE MISCONSTRUED.
Insurance companies frequently (and perhaps intentionally) misconstrue statements from claimants in an effort to provide them with less compensation.
While this is unfair, there is nothing technically illegal about it, so insurance companies continue the practice.
#2 – SAYING SORRY CAN BE A KNEE-JERK REACTION.
Apologizing for any part of the crash can be seen as an admission of fault, even if you are clearly not to blame for the accident.
If you have a tendency to say “sorry,” it may be best to avoid providing your statement over the phone.
WE CAN HELP INJURED CRASH VICTIMS
Having a skilled car accident attorney on your side can help take the burden of dealing with insurance companies off your shoulders. Don’t hesitate to reach out to our skilled team to learn more about the legal process and how we can help with your case.