Some people may try to get insurance the same day as an accident, but it is not retroactive to cover all expenses. Therefore, you should be asking yourself some questions and tips you should know when looking for auto insurance.
How Soon Does My Policy Start?
Car insurance policies can begin as quickly as the same day you apply. As long as all paperwork has been signed and filed, your policy can be enacted. However, before the paperwork is finished, you cannot have any coverage applied to a case.
How Long Does It Take to Apply?
Applying is a relatively fast and easy process. In some cases, it can be as quick as 20 minutes. When you are applying for car insurance, be sure you have the following items ready:
- Names of all drivers.
- Dates of birth for all drivers.
- Driver's license numbers for all drivers.
- Social Security numbers for all drivers.
- VINs (Vehicle Information Numbers) for all vehicles.
- An address for the insured.
- Your declarations page from your most recent prior car insurance policy.
How to Get it Quickly
To ensure you are able to get your insurance policy started as soon as possible, it is important to prepare yourself with all information you need to know regarding your vehicle and state laws. Additionally, you need to understand the amount of coverage you need and have all personal information ready as the process begins.
Set Aside Time to Shop Around
Ensure you have spent the proper time shopping around for quotes to ensure you get the best bang for your buck. Your budget will cover different things based on the carrier you end up selecting--so make sure that carrier is the best fit for you.
Schedule a Free Consultation
If you or a loved one have been in a wreck and need legal assistance, The Kalka Law Group is ready to stand by your side to help you get the compensation you may deserve. Don’t wait, calling and setting up a consultation is totally free.
We want to help. Contact The Kalka Law Group today at (678) 270-2377.